Here to Help Your Small Business

Loss Control and Prevention Services

With the day-to-day demands of running your small business, having a plan for dealing with things like fires, electrical surges, burglary, lawsuits or injuries can make all the difference. We're here to connect you with the right tools to help you identify and prevent some of the most common causes of business losses, which may help save your business time and money.

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Loss Prevention Tools

Protecting Your Business Guide

Learn how to protect your business from common loss causes like injury, water, fire, crime, disaster and more.

Download the business loss control guide [PDF-1MB]

Employee Safety Program Guide

This comprehensive guide can help you develop a loss control and employee safety program for your business.

Download the employee safety program [PDF-618.3KB]

Residential Properties Loss Control Guide

Learn how to control losses for apartments, condominiums, cooperatives, homeowners associations and other multi-family housing.

Download the residential properties guide [PDF-671.5KB]

Property Checklist

Use this checklist to periodically check your property or place of business for potential hazards that may need attention.

Download the property checklist [PDF-56KB]

Accident Investigation Report

If an accident occurs, this Accident Investigation Report can be used to document the details right away.

Download the accident report [PDF-38.3KB]

Miscellaneous Information

Add local contact information to this Miscellaneous Information form to help you or your employees respond to injuries or incidents.

Download the form [PDF-42.3KB]

Safety Resource Library

State Farm® is working with Safety.BLR to support your efforts in improving workplace safety. Safety.BLR’s Training & Compliance website contains hundreds of customizable and downloadable resources and tools to help business owners with safety training and compliance*. As a business owner with a current State Farm policy, you are eligible for free access to these resources.

If you are interested in learning more, please contact our Business Lines Loss Control unit toll-free at (844) 892-8286, or email us.

Preventive Maintenance and Emergency Planning for Your Business

Would your business be prepared to handle the potential risk of a natural disaster - such as a hurricane, tornado, flood, wildfire, or earthquake – or even a man-made disaster, like 9/11/2001?

Below are some free resources to help you develop a plan for disaster protection and recovery, to better withstand the consequences of a business interruption.

Pre-emergency plan and Recovery

Equipment Operation and Efficiency: Small Business Operations

Hurricane Disaster Preparedness

Winter Weather Guidance and Preparation

With winter quickly approaching, make sure your business is prepared for the impacts of snow, ice, and freezing temperatures. Being proactive will help you respond to the severe weather effects on your building, business personal property and vehicles, equipment, and the safety of your employees and customers. Below are some free resources to help you:

Commercial Winter-Weather Guidance and Preparation

Winter Driving Tips

Free Loss Control Services and Resources

In addition to resources available from State Farm, several state agencies offer free loss control and accident prevention services to employers in their state. To help make them easy to find, we've connected state-specific resources here. Only states with agencies offering free resources are listed.

Choose your State


If you are interested in learning more about these free resources, or would like to request free loss control services for your State Farm insured business, please contact our Business Lines Loss Control unit toll-free at (844) 892-8286, or email us.


1The information provided herein was obtained through various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. State Farm makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.