Attention, newlyweds: You've enjoyed your honeymoon, uploaded wedding pictures to Facebook and sent thank you notes for wedding gifts - but now what? After the wedding, work through the following to-dos to make sure that everything from your driver's license to your financial accounts reflects your newly-married status.
- Update all forms of identification within 90 days.
If you're changing your name, start by heading to your local Social Security Administration office with your marriage license to get a new card. Once you have that, get a new driver's license and update your name with your:
- Post office
- Banks and credit card companies
- Utility companies and other billers
- Passport office
- Voter registration office
- Review insurance needs and coverage.
Call your State Farm
agent to consider adding your husband or wife to your homeowner's, auto and other insurance policies. If you both have health insurance plans provided by your employers, choose whether you'll keep one or both and act accordingly.
- Discuss your finances and set goals.
Whether you choose to combine accounts or keep them separate, it's important to sit down regularly and discuss progress toward your financial goals — such as buying a home, paying for college and saving for retirement. If you're combining accounts, make a quick trip to the bank to get new checks and debit cards.
- Start planning your estate. If you don't already have one, create a living will with your spouse to reflect your combined assets. Consider adding each other as your beneficiary for life insurance and retirement accounts, create power of attorney or medical directives and update home ownership documents.