Motorcycle Insurance Ratings Find out how your motorcycle rates in our annual motorcycle insurance ratings and how it will affect your premium. Remember that motorcycle safety ratings and other factors can affect your premiums. That's why we've made it simple to find out how your bike ranks in insurance costs compared to others with our Motorcycle Ratings Tool. Ratings are based on annual State Farm® data. Simply select your make, model, and type to see ratings for:Comprehensive CoverageCollision CoverageBodily Injury/Property Damage Liability CoverageEvery year State Farm uses its extensive claims data to implement its motorcycle insurance ratings for specific makes and models. Select a make and model from the list above to see the comprehensive coverage rating, the collision coverage rating, and the bodily injury/property damage liability rating Group. With this tool, you'll be able to see how a specific make, model and type of motorcycle will affect costs. An "A" means you'll save the most, while an "E" means you'll probably pay more for that premium. These motorcycle ratings are for most 2014-2017 makes and models. These vehicle ratings no not apply in Massachusetts, North Carolina, and Canada.