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Get the Rewards You Deserve

The State Farm Loyalty Rewards® Program

The State Farm Loyalty Rewards program offers you new ways to earn rewards — and new ways to use them. If you have a State Farm® credit card, you're automatically enrolled!

State Farm Bank® deposit accounts are FDIC insured.

Earning Points is Fast and Easy

  • Earn points every time you pay with your State Farm® Visa® credit card that earns State Farm Loyalty Rewards, which is accepted at millions of locations around the world.1
  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.2

New Ways to Use Your Points

  • Redeem points for gift cards at popular retailers, e-certificates, catalog merchandise, travel, and eligible State Farm products.3
  • Gift your points to other State Farm Loyalty Rewards accountholders.

Manage Your Points Anytime, Anywhere

  • It's easy to check your points balance or redeem points from your desktop or mobile device via our new rewards portal accessible via statefarm.com®. You can also redeem points by calling 877-SF4-VISA (877-734-8472).
  • If you have a State Farm credit card that earns State Farm Loyalty Rewards, log in to your account today and get started!

Specific benefits of each Visa card:

State Farm® Rewards Visa®2 State Farm Bank® Business Visa®2 State Farm® Student Visa®2
Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually2
Earn 1 points for every $1 spent on purchases2
Earn 1 point for every $2 spent on purchases2
Earn 2 points for every $1 spent on eligible travel & office supplies2

Have Questions?

Get answers for some of the most common questions about State Farm Loyalty Rewards.

Learn More About State Farm® Visa® Cards

Read about State Farm credit cards that earn State Farm Loyalty Rewards.

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Visa is a registered trademark of Visa International Service Association.

Purchases through a third party payment account, digital wallets, or similar technology will not earn points.

The State Farm® Rewards Visa®: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm® Rewards Visa® minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $1 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

The State Farm Bank® Business Visa®: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of Net Eligible Insurance Premium Payments made annually; after that you will earn 1 point for every $1 spent. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Bank® Business Visa® minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. For every eligible travel and office supply store purchase made with a State Farm Bank® Business Visa® credit card, the primary accountholder will earn 2 points for every $1 spent. Eligible travel purchases include those with a merchant code of Airline Travel, Automobile Rentals, U.S. Railway Passenger Travel, Bus Line Travel, Hotel/Motel Stay, and Travel Agencies. Eligible office supply store purchases include those with a merchant code of Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1 State Farm Loyalty Rewards point for each $1 spent. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

The State Farm® Student Visa®: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm® Student Visa® minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $2 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

Eligible State Farm Bank products include deposit accounts, mortgages, and consumer loans. Eligible State Farm products offered by affiliates of State Farm Bank include property and casualty insurance, life insurance, annuities, and mutual funds.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-VISA (877-734-8472). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

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